Can You Buy a Money Order with a Gift Card? The Ultimate Guide

You know that burning question everyone has – “Can I actually buy a money order with a gift card?” The answer isn’t always clear-cut and can depend on several factors. Let’s dive into a comparison between credit card and gift cards to unravel this common query.

Why Use a Money Order in the First Place?

There are quite a few reasons why you might want to buy a money order. 1. It’s a safe way to pay someone if you don’t have a checking account: If you don’t have a checking account and want to make a larger purchase, carrying a ton of cash with you simply isn’t a good idea. Using a money order is a much better option.

Gift Cards vs. Credit Cards: The Key Difference

Can you buy money orders using gift cards? The answer hinges on understanding the policies of different retailers and money order providers. You can't directly purchase money orders with a credit card - funny enough, but the way to get around that (i.e. if you're churning signup bonuses and want to meet minimum spend).

The Bottom Line: Buying Money Orders with Gift Cards

Well, I’m going to let you in on a little secret workaround, as it may be possible by converting your gift card to cash, and then utilizing that cash to buy a money order.