Does Kroger Accept Afterpay? The Latest on Buy Now, Pay Later at Kroger
Want to split your Kroger grocery bill into installments with Afterpay? You\'re not alone! Many shoppers are looking for ways to manage their spending, and "Buy Now, Pay Later" (BNPL) services like Afterpay are increasingly popular. But does Kroger accept Afterpay? Here\'s the latest information, based on recent research.
Kroger and Afterpay: The Current Situation (October 2025 Update)
The answer isn\'t as straightforward as you might think. According to research conducted in August 2025, Kroger does accept Afterpay, but with a key limitation: you can only use it for online shopping. So, if you\'re ordering groceries for delivery or pickup through Kroger\'s website or app, you may be in luck!
However, the straightforward answer is that as of October 2025, Kroger does not accept Afterpay at its physical stores. This might be disappointing for shoppers who prefer to browse the aisles and pay in installments later.
How to Use Afterpay at Kroger Online
To use Afterpay at Kroger online, customers need to access the Afterpay option at checkout. Simply shop on the Kroger website or app as usual, add your items to your cart, and proceed to the payment section. Look for the Afterpay logo as a payment option. If it\'s available, you can select it and follow the prompts to complete your purchase.
Why No Afterpay in Kroger Stores?
While the reasons behind Kroger\'s decision to only offer Afterpay online are not publicly stated, some speculate it could be related to transaction costs or integration challenges. It\'s also worth noting that "Kroger doesn\'t do NFC for payments, or most of them don\'t," which might impact the feasibility of integrating Afterpay\'s in-store solutions.
Alternatives to Afterpay at Kroger
If you\'re looking for alternative ways to manage your spending at Kroger, consider these options:
- Other BNPL Services: Explore other "Buy Now, Pay Later" options. While Afterpay might not be available in-store, other providers might be accepted.
- Kroger Rewards Card: Take advantage of Kroger\'s loyalty program for discounts and savings.
- Target: Remember, "Target also offers Afterpay for their grocery items through their website and mobile app."
Afterpay\'s General Availability
It\'s good to remember that "Afterpay is offered online by many leading retailers across the U.S. It is also available to eligible customers in-store through the Afterpay Card. For a full list of retailers, visit our Shop Directory." Kroger might be on that list sometime in the future.
Kroger\'s Affiliated Brands: Fred Meyer and Ralphs
While Kroger itself only offers Afterpay online, keep in mind that "Kroger and its affiliated brands like Fred Meyer and Ralphs" have similar policies. Check the specific website or app for each brand to confirm availability.
Final Thoughts
While you can\'t use Afterpay in Kroger\'s physical stores as of October 2025, you *can* use it for online orders. Keep checking back for updates, as payment options can change. And in the meantime, explore other ways to save money on your groceries!