How to Change Your Default Apple Pay Card: A Simple Guide
Want to switch the card Apple Pay uses automatically? It\'s easy to change your default Apple Pay card on your iPhone or Apple Watch. This guide will walk you through the steps to ensure your preferred card is always used for your purchases.
Here\'s how you can change and set a default card on Apple Pay for iPhone and Apple Watch. You can change your default card, remove a card from Apple Wallet, or update the billing and contact information that Apple Pay uses for in-app and online purchases.
Confused? To change the default card in Apple Wallet, see the information in Change or remove the payment cards that you use with Apple Pay - Apple Support
Two Easy Methods to Change Your Default Apple Pay Card
There are two primary ways to change your default Apple Pay card:
Method 1: Change Your Default Card Using Settings
This is the most common and straightforward method:
- Tap Settings on your device. This refers to your iPhone.
- Tap Wallet & Apple Pay. You\'ll find this option within the Settings menu.
- Tap Default Card under the Transaction Defaults section. This will display a list of your cards in Apple Wallet.
- Select your preferred card. Simply tap the card you want to set as your default. A checkmark will appear next to it, indicating it\'s now your default.
To change the default card in Apple Wallet, see the information in Change or remove the payment cards that you use with Apple Pay - Apple Support including the There are two ways to do this: Method 1. Use Settings to change the default card: Tap Settings on your device. Tap Wallet & Apple Pay. Tap Default Card
That\'s it! Your new default card is now active.
Method 2: Changing Your Default Card Directly in the Wallet App (Alternative)
While the Settings app is usually preferred, you can also often adjust your default card directly within the Wallet app itself. (Note: Functionality can vary slightly with iOS updates)
- Open the Wallet app.
- Press and hold the card you want to make the default. (or potentially Tap on the desired card).
- Look for an option to "Make Default Card". If present, select it. (This exact step might vary depending on your iOS version)
Why Change Your Default Apple Pay Card?
There are several reasons why you might want to change your default card:
- Rewards programs: You might want to use a specific card to maximize rewards points or cashback.
- Budgeting: Switching to a debit card or a specific credit card can help you stay within your budget.
- Fees: Avoid foreign transaction fees by setting a card with no fees as your default when traveling.
- Card Expiration: Update to your new card information when your old card expires.
Troubleshooting Common Issues
- Card not appearing in Apple Wallet? Make sure your card is compatible with Apple Pay and that you\'ve added it correctly.
- Default card not updating? Restart your device and try again. Ensure you have the latest iOS update installed.
Changing your default Apple Pay card is a quick and easy process. By following these steps, you can ensure that you\'re always using the right card for your purchases.