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14 de sept. de 2025 A 2025 study by the Bank for International Settlements (BIS) of 66 of the world’s central bankschosen because they represent 90% of the world’s economic output The vast majority of central banks are considering launching a central bank digital currency (CBDC), according to analysts at accounting firm PwC. “CBDCs will facilitate Hace 4 días The political economy of CBDCs. The literature on CBDCs to date has focused on the pros and cons of the currencies, the trade-offs associated with their development and key With proper regulatory clarity and strategic planning, central banks could leverage CBDCs to enhance financial inclusion, improve payment efficiencies, and strengthen More than 80% of central banks are interested in launching a central bank digital currency (CBDC) or have already done so, according to research conducted by The report measures and ranks out of 100 based on both retail digital currencies issued to be used by the general public and wholesale CBDCs that could be used

Looking Beyond Bitcoin: 80% of Central Banks Consider Launching CBDCs

While Bitcoin continues to dominate cryptocurrency headlines, a quieter revolution is brewing within central banking. More than 80% of central banks are interested in launching a central bank digital currency (CBDC) or have already done so, according to recent research. This represents a significant shift in how governments are thinking about digital finance and its potential impact on the global economy.

Understanding CBDCs: More Than Just Digital Cash

CBDCs aren't just another cryptocurrency. They are digital forms of a country's fiat currency, issued and regulated by the central bank. This key difference sets them apart from decentralized cryptocurrencies like Bitcoin. A 2025 study by the Bank for International Settlements (BIS) of 66 of the world’s central banks, chosen because they represent 90% of the world’s economic output, sheds light on the growing interest and exploration of CBDCs.

The PwC Perspective: CBDCs are Coming

According to analysts at accounting firm PwC, “CBDCs will facilitate…” a wide range of benefits. These potential advantages are driving central banks' exploration and development efforts. The report measures and ranks out of 100 based on both retail digital currencies issued to be used by the general public and wholesale CBDCs that could be used between financial institutions.

Benefits of CBDCs: Enhancing the Financial System

CBDCs offer numerous potential benefits. Hace 4 días, discussion around the political economy of CBDCs has intensified. The literature on CBDCs to date has focused on the pros and cons of the currencies, the trade-offs associated with their development, and key technical aspects. But the drive behind CBDCs goes beyond just technical improvements. With proper regulatory clarity and strategic planning, central banks could leverage CBDCs to enhance financial inclusion, improve payment efficiencies, and strengthen their control over monetary policy. CBDCs can also potentially reduce reliance on cash and combat illicit activities.

Looking Ahead: The Future of Digital Finance

As central banks delve deeper into the possibilities of CBDCs, the future of finance is undoubtedly heading towards a more digital and potentially centralized model. While Bitcoin and other cryptocurrencies offer decentralization and independence, CBDCs represent a government-backed evolution of money. Keep an eye on these developments as they unfold, as they are poised to reshape the global financial landscape.

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