Philippines Poised to Revolutionize Cross-Border Payments with Stablecoins
The Philippines is taking a significant step towards embracing digital finance with the potential use of stablecoins for cross-border payments. This innovative move aims to make remittances faster, more efficient, and more accessible to Filipinos both within the country and abroad.
PHPX: A Peso-Backed Stablecoin Leading the Charge
Several prominent Filipino banks are set to launch PHPX, a multi-bank peso-backed stablecoin this year, marking a groundbreaking development. In an innovative move towards digital finance, four Philippine banks have announced plans to launch a groundbreaking Philippine Stablecoin known as PHPX. A group of Philippine banks is joining forces to launch a peso-backed stablecoin, PHPX, to enhance cross-border payments and promote financial inclusion. This revolutionary digital currency is intended to make cross-border payments quicker, more.
The four domestic banks will join forces to introduce PHPX, a stablecoin backed by the Philippine fiat currency, a peso-backed stablecoin. The initiative will leverage the Hedera Distributed Ledger. This collaboration signifies a major commitment to leveraging blockchain technology to improve the financial landscape.
The Objective: Streamlining Remittances and Fostering Interoperability
Objective: PHPX aims to enhance cross-border payments, especially for remittances, while supporting stablecoin interoperability across currencies like USD and SGD. The blockchain analyst said that PHPX’s goal is to. To enable cross border payments, part of the plan is to create a multi currency stablecoin exchange. Given cross border payments will involve swaps of foreign currencies, PHPX can significantly reduce transaction times and costs associated with traditional remittance channels.
Central Bank Support Signals Confidence
The Philippines' central bank, Bangko Sentral ng Pilipinas (BSP), is showing increasing interest in the potential of stablecoins. 30 de sept. de 2025 Mhel Plabasan, a Director at the Philippines’ central bank Bangko Sentral ng Pilipinas revealed that the bank was inclined towards stablecoins. He noted that stablecoins offer a regulated and transparent alternative to other cryptocurrencies, making them a suitable option for enhancing financial services within the Philippines.
With the launch of PHPX and the backing of the BSP, the Philippines is well-positioned to become a leader in utilizing stablecoins for efficient and affordable cross-border payments, ultimately boosting financial inclusion and economic growth.