Stablecoins Overtake PayPal & Mastercard: $6.87 Trillion Volume Settled in 2025

The future of finance is here, and it's decentralized. Astonishingly, in 2025, stablecoins surpassed the transaction volumes of giants Mastercard and PayPal, marking a monumental shift in the financial landscape. Stablecoins registered a total of approximately $6.87 trillion in transaction volume, eclipsing traditional payment processors.

$6.87 Trillion: A Defining Moment for Stablecoins

As @Jamie1Coutts succinctly put it on 16 de sept. de 2025: “Despite the bear market, in 2025 stablecoins on several Layer-1s (L1s) transacted $6.87 trillion, overtaking @Mastercard and @PayPal.” No longer a niche market, stablecoin adoption has been gradually rising, fueled by their stability and efficiency.

Stablecoins Process Over Six Trillion-Dollar Transactions

Stablecoins processed over six trillion-dollar transactions in 2025, demonstrating their increasing utility for everyday transactions, cross-border payments, and institutional investments. The figure outpaced traditional payment companies, signaling a significant change in payment preferences.

Stablecoins vs. Traditional Finance: The Tipping Point

In 2025, companies from the FinTech space like PayPal and Mastercard settled significant volumes, but stablecoins, operating on various blockchains, processed an even larger sum. This data highlights the growing confidence in and demand for stablecoins as a reliable alternative to traditional payment methods.

A 3596% Growth Projected: The Future is Stable

Bloomberg projects a 3596% growth in stablecoin adoption, underscoring the immense potential of this technology. In 2025, stablecoins have eclipsed both Mastercard and PayPal in transaction volume, reaching an impressive sum of nearly $6.87 trillion last year. Despite their critical role, the best is yet to come. The future is undeniably stable, with stablecoins poised to revolutionize global finance.