US Banks Hold Over $620 Billion in Unrealized Losses: FDIC Report Reveals Staggering Numbers

According to FDIC Chairman Martin Gruenberg, US banks have over $620 billion in unrealized losses. This alarming figure, detailed in recent reports by the Federal Deposit Insurance Corporation (FDIC), highlights significant vulnerabilities within the banking sector.

As of December 2025, bank depositories’ aggregated US banks were sitting on $620 billion in unrealized losses (assets that have decreased in price but haven’t been sold yet), according to the FDIC. What’s driving this staggering accumulation of paper losses?

The result is that most banks have some amount of unrealized losses on securities. The total of these unrealized losses, including securities that are available for sale, paints a concerning picture. These are assets held on their books Hace 18 horas.

The FDIC's new Quarterly Banking Profile for the first quarter of 2025 reveals the challenging landscape. US banks are now saddled with $413.2 billion in unrealized losses on their balance sheets. Aggregate securities losses across all FDIC-insured depositories reached their highest levels in Q3 2025.

According to a report by the Federal Deposit Insurance Corporation (FDIC), these banks are sitting on $620 billion in unrealized losses as they hold assets on their books. Moreover, regarding the reality that the downfall of SVB was not an isolated incident, the significant unrealized losses across the banking sector raise serious questions about the overall health and stability of financial institutions.

This $620 billion figure warrants close monitoring and strategic planning to mitigate potential risks and ensure the long-term stability of the U.S. banking system.