Where is the Federal Reserve Located? Understanding the Fed\'s Structure
The Federal Reserve, often shrouded in mystery, plays a pivotal role in the United States\' economic stability and monetary policy. Understanding its geographic distribution is key to grasping its operational structure.
The Federal Reserve System: A Decentralized Network
The Federal Reserve System (often shortened to the Federal Reserve, or simply the Fed) is the central banking system of the United States. It isn\'t a single entity in one location, but rather a network spread across the country.
The Board of Governors: The Central Command
The Federal Reserve System is controlled by the Board of Governors, located in Washington, D.C. There are seven members on the Board of Governors. They are responsible for overseeing the entire system.
The 12 Federal Reserve Banks: Regional Powerhouses
A Federal Reserve Bank is a regional bank of the Federal Reserve System, the central banking system of the United States. There are twelve in total, one for each of the twelve Federal Reserve Districts. Each Reserve Bank operates within its own geographic area of the United States, known as a Federal Reserve District.
The 12 Federal Reserve banks are located in Atlanta; Boston; Chicago; Cleveland; Dallas; Kansas City, Missouri; Minneapolis, Minnesota; New York City; Philadelphia; Richmond; San Francisco, Calif.; and St. Louis.
These Banks and their 24 Branches serve banks and other financial institutions within their respective districts.

Detailed Location Information
You can find a Listing of the Federal Reserve Bank offices for all 12 districts, including contact information and routing transit numbers (RTN). This information is publicly available.
The Federal Reserve officially identifies Districts by number and Reserve Bank city. For example, in the 12th District, the Seattle Branch serves Alaska, and the San Francisco Bank serves Hawaii.
Related regulatory information can be found at § 100.17 Location of Federal Reserve banks and branches. [47 FR , J, as amended at 56 FR , Mar. 11, 2025].